With the change in technology, people want to remain updated with tech devices and their uses. But all do not believe in making full payments for the same or some has a tendency to want to make payments on monthly basis making it easy for them. Here are some Indian sites which offers EMI for buying mobile phones.
EMI is available only on selected Credit cards of the card issuing bank. The EMI facility availed by Homeshop18 is known as EASYEMI by HDFC bank, INSTANT EMI by ICICI bank and MERCHANT EMI by Citibank.
Currently, the processing fee charges for 3, 6, 9 and 12 months EMI option are 0%, 2.5%, 5% and 7.5% of the net order value which would be added to the total order value and the final amount payable would be sent to the Card issuing bank for EMI conversion.
YES! It’s actually true, mobile store is offering EMI without a credit card, which is actually for the very first time. You don’t need to use or own a credit for this offer. Now purchasing smart phones on EMI is as easy as 123.
To make this offer to be availed for yourself you need to feel a very simple form and submit it back to mobile store with some vital documents. Once those documents get verified, your dream device is all yours.
For now, this scheme is only available in Mumbai and Greater Mumbai.
Infibeam provides the EMI facility to all its customers on the purchase of above Rs. 2000 to make the payment process easy and hassle free. At Infibeam all the products having the icon stating EMI OPTIONS 0% INTEREST can be purchased in EMI’s of 3, 6, 9 and 12 months
The EMI option is available only for HDFC, ICICI, HSBC and SCB credit card holders. The processing fee to avail the EMI is applicable on 9months EMI at the rate of 6% on all credit cards while on EMI for 12 months the rate would be 10.5% applicable on ICICI, HSBC and SCB credit cards.
Flipkart avails this EMI option only for HDFC Credit cards only. The minimum amount of purchase required to avail this option is Rs. 4000. Also make a note that offers are valid only when the cart contains the items from a single seller.
A flat EMI processing fee is charged by Flipkart unless mentioned otherwise. The fee is Rs.100 for the 3 month plan, Rs. 300 for the 6 months plan, Rs. 1200 for the 9 months plan while Rs. 1500 for 12 months plan. In case if the 0 PROCESSING FEE offer is available, you will see that the CREDIT CARD (EMI) payment option will show the Flipkart EMI processing fee as Rs. 0.
Customers with HDFC credit cards do not need a minimum shopping cart value to use the EMI at yebhi. The processing charges are as for 3 months EMI it would be Rs. 100 and for 6 months Emi it would be Rs. 200
Snapdeal offers the EMI option only to the HDFC Credit card holders. EMI is availed for 3, 6, 9 and 12 months. To get it availed for self,
- Min. Cart value should be Rs. 4000 for 3 months EMI with Zero processing fees.
- Min. Cart value should be Rs. 10,000 for 6 months with Zero processing fee.
- Min. Cart value should be Rs. 20,000 for 9 months with processing fee of Rs. 1000.
- Min. Cart value should be Rs. 25,000 for 12 months with processing fee of Rs. 1500.
The amount would be deducted from the credit card and the same would reflect in your monthly statement until the expiry of the EMI period.
Tradus.com is published and maintained by ibibo web pvt. Ltd. This EMI option is available only on selected items as decided by Tradus time to time. Customer has to bear the nominal EMI charge which may vary from time to time.
Tradus avails this EMI payment option only to the HDFC Credit card holders.
Naaptol allows you to pay EMI with Axis bank, Standard Chartered bank, Kotak Mahindra Bank or ICICI Bank credit cards, stretched over a period of 3 to 9 months with a nominal processing fee.
The EMI is available for minimum transaction value of Rs. 2000 for 3 months with 0% processing charges, Rs. 5000 for 6 months with a processing fee at 6.25% and Rs. 7000 for 9 months with a processing fee at 8.60%.
The name displayed in your account statement would be NAAPTOL ONLINE SHOPPING PVT. LTD. Calculate your monthly EMI to keep a track, before buying from here (http://www.naaptol.com/customer-support/emi-calculator.html)
India times offers EMI options to the Credit card holders of the HDFC and ICICI bank only. The minimum amount of order needed to be placed for availing the option is INR 3000. A nominal processing charge would be charged which would vary depending on your total amount of purchase.
Do make a note that corporate cards, Business Cards, EMI cards and ICICI Bank Virtual Card are not eligible for EMI transactions.
Be smart and opt for the hassle and tension free EMI payment options and let not the price tags hinder to grab you your favourite devices.
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